Superannuation

It's never too early or too late to get your superannuation in order.

Make superannuation work for you

Getting your super in order early is vital for long-term returns. Setting up the right strategy, accessing available government concessions and minimising tax can have a major impact on future returns.

Some of the things to consider in reviewing your superannuation include:

  • Super consolidation - Many people still don’t know where all there super is located. Consolidating your super accounts will help increase returns and avoid paying duplicate fees, commissions and insurances.
  • Choosing an appropriate superannuation fund - There are endless options when it comes to choosing you superannuation fund. Investment approach, insurance benefits, fees and benefits connected to your employer or industry may have an influence.
  • Choosing an investment strategy - Depending on the time to your retirement and appetite to risk, this may impact the investment strategy you choose within your superannuation fund.
  • Self-Managed Super Funds - for people wanting more control over their superannuation investments SMSFs have become popular. With that control however comes responsibility. The correct setup, investment strategy, ongoing audits and tax returns all form part of your superannuation obligations.

When making any changes to your superannuation it’s best to get the right advice. Any decisions you make can have huge impacts on the long-term performance of your superannuation investments. 

Getting the right advice for your superannuation choice​

The Saige financial planning service provides expert advice on superannuation.  We first understand your personal goals so that we can recommend the most appropriate superannuation options.

We will combine this with necessary insurances, other investments and your intended retirement date. Best of all we will take time to explain this to you so you are confident your superannuation is working for you. 

Quality advice when you need it

Whether you are just starting out in the workforce or nearing retirement we can help with the best superannuation options for you. Talk to us about your superannuation and an overall financial plan.