Retirement Planning

How much will you need to live comfortably in retirement?

Getting the retirement you deserve​

Reaching retirement is a major milestone in life. Knowing you are financially secure provides peace of mind when your regular wage or salary ends. Picking the right time to retire, the right way to extract income out of super and understanding your day to day budget in retirement are all important considerations. 

Some of the things to consider in retirement planning include:

  • Super contributions - making the right balance of super contributions prior to retirement so you take advantage of tax concessions of co-contributions while still having enough for day to day expenses.
  • Choosing your ideal retirement age - an exciting prospect. Choosing your ideal retirement date can help align investment plans. It is also a wise to play out a few alternate scenarios should unforeseen events occur.
  • Retirement income streams - How you release income from your superannuation and other assets is crucial to get right from a taxation perspective and in line with your retirement plans.
  • Accessing available pensions - checking if you qualify for an available government pension or part-pension.

Having financial security in retirement

Saige Financial Planning provide comprehensive financial advice for those approaching retirement.

The sooner you start planning for retirement the better. While it is never too late, planning early will ensure your money is working its hardest for you so you maximise your income in retirement.

Seek quality advice for your retirement

Retirement is a phase of life requires careful planning. Talk to us about creating a solid financial plan that takes into account your personal circumstances.